Creating SEPA direct debits (pain.008)

Who can use this

• Owner
• Admin
• Accountant
• Anyone with the Banking SEPA write permission

Steps

1. 1. Prepare the bank account

   Enter your "Creditor ID (SEPA)" on the bank account (Edit on the bank account page). Without a valid creditor ID, direct debits cannot be created.

2. 2. Open the dialog

   In Banking, SEPA, click "Create direct debits".

3. 3. Choose account and date

   Choose the bank account and the "Collection date".

4. 4. Add items

   Click "Add item" for each collection. Choose the "Mandate" and optionally the "Invoice (optional)". Leave the amount empty to collect the open invoice amount.

5. 5. Create

   Create the file. It appears in the "Payment files" tab.

Fields and options

Mandate

Must be active and signed on or before the collection date.

Invoice (optional)

Must be an open invoice. If chosen, the remittance text defaults to the invoice number, and the invoice number is used as end to end reference.

Amount

Empty means the open invoice amount. It may not exceed the open amount.

Tips

• After the file is created, every used mandate gets its "Last used" date. FRST mandates switch to RCUR; OOFF and FNAL mandates become "Used up".

Good to know

• At least one item is required.
• Creating the file does not mark the invoices as paid. The payment is recorded when the incoming bank line is reconciled.

Related

• SEPA direct debit mandates

  Record the mandates your customers signed so you can collect payments by direct debit.

• Payment files: download or send to the bank

  Download the SEPA XML or send it to the bank directly with a FinTS TAN.

• The bank account page

  See the open lines of one bank account, edit it, fetch transactions, apply rules and open the reconciliation.